Equipment & Tools Coverage
Equipment & Tools Coverage
Equipment & Tools Coverage helps protect the tools, machinery, and mobile equipment businesses rely on to operate day to day. This coverage is designed for equipment that is frequently moved between job sites, transported in vehicles, or stored temporarily off-site.
Many businesses assume their tools and equipment are covered under Property or Auto policies. In most cases, they are not. Equipment & Tools Coverage helps fill that gap by providing protection for essential assets used in the field.
This coverage is commonly used by:
✔ Construction and specialty trade contractors
✔ Janitorial and cleaning businesses
✔ Service and maintenance operations
✔ Landscaping and property maintenance companies
Covered equipment may include:
✔ Hand tools and power tools
✔ Cleaning machines and equipment
✔ Landscaping equipment and machinery
✔ Mobile equipment used away from a fixed location
Coverage can help protect against loss or damage caused by events such as theft, vandalism, fire, or accidental damage, helping reduce downtime and financial disruption.
Waypoint Insurance Services, LLC works with clients to structure Equipment & Tools Coverage that aligns with how equipment is used, transported, and stored ensuring protection keeps pace with daily operations.
